we are fubared

[101110101101]

....All he wants is a house, vehicles, kids and the ability to put some money aside.........

Yes, that is what we all want..... and none of us are ENTITLED to it.

 

[eclipse1966]

great point SWAT/101……… (to many ones and zeros LOL).

I agree with you both. I own my own company and I can afford to pull out a larger salary than I am but what for??? Everything we have is paid for except for our house and only have 1.5 years on it. My wife kept pushing me for drawing out more money and kept comparing our life style to some close friends who are also self employed. They spent money like it was falling off trees. Low and behold we just found out they are declaring bankruptcy because they own personal and business taxes for more that 5 years. Had to have brand new vehicles every couple years etc etc. Well that 2013 3500 Dodge is now sold and he is driving a 2001 SUV that he paid $3500 bucks for. Talk about a huge adjustment! This has been a great eye opener for my 3 daughters who always thought ours friends were swimming in money!

 

[X-it]

Canada cannot declare personal bankruptcy, off we go on our spending spree. Cost of dropping from AAA credit rating? Do rich spoiled kids have any understanding of debt? Does anyone who has never gone hungry understand what it means to be hungry? Change is coming.

 

[Bigblack]

I have MORE than I need and would be willing to give up a little more to help someone with less.

You seem like a smart guy and you are doing well. Awesome. I have MORE than I need too...and I worked for it just like you. (I'm not a 170k+ a year patch guy BTW, my salary is closer to yours) The difference is: I am NOT willing to give up what I worked for to help someone else. Those with the hands out are what voted in the NDP's in AB and the LIBs in Canada. Distribution of wealth is the way of the lefty....except those in power...THEY get to keep their wealth.

Ridings with most immigrants voted Liberal by a landslide – and other things we learned from federal election - National | Globalnews.ca

 

[LBZ]

I don't want to harp on anyone, get in to any heated arguments or make any more enemies than I already have, but I'm finding it difficult to have any sympathy for you. Now I'll admit, I do not know you from Adam, and I have literally never taken two steps in your shoes, and the reverse is also true. My issue is, that I've never made $170k/year, and never will. I have however spent over 40k on my very average education, only to be able to top out at 80k-ish in my industry. We will call that "half" of the $170k you mention. With that I still have all the same bills as you. I own a truck, I paid $6750 for, and paid cash. I own two sleds, and a used trailer, and originally paid $8k for them, cash. I have never made a car payment in my life. My rent typically exceeds most people's mortgages at $1750 a month for an average house in suburbia.... all the while I have been listening to many of my old friends (having grown up in Ft. McMurray) whining about how they might have to pay a little extra on their $200k+ / year salaries. I don't begrudge them for making a killing, good on them. I also don't really care if they somehow can't afford to live on that. They're doing it wrong. I hear b!tching and moaning about Alberta separating from Canada because of the new government (both provincial and federal) because it might amount to them having to actually pay their share. Equalization payments? Let's give that some thought for 8 seconds. Half the people in Ft. Mac making those salaries are imports from NFLD and out east in general. McMurray is jokingly referred to as the capital of NFLD. Makes sense, there's no work out east, so people flock to the oil sands. Pretend for a minute that Alberta didn't do the Canadian thing, and help the less fortunate with those equalization payments, what would happen? People out east would have less, no work, and in turn would have to leave in greater numbers to other places... namely Alberta and McMurray. Now the population of McMurray would be 200k and the job you so dearly cling to would have twice the competition to get it. There's a good chance you would not have it. So ya let's cut off those payments, and watch people flock here and take your work away. I'm not worried, I'm way over qualified.

Furthermore.. the people I am referring to are generally trades people. Some are heavy equipment operators... some are welders.... some I know have grade 9 educations, and a GED and a welding ticket that cost them about 1/10th of my ****ty education and they act like they are doctors curing cancer. Sorry to break it to you (and anyone else reading) but the wages some of these people make are utterly ridiculous.

In my life (just turned 44) no government has ever affected my bottom line in any significant way. A few hundred one way or the other, and I've survived (and even prospered) on far FAR less than $170k/year. In fact my wife and I recently sat down and looked at our budget. We came up with a plan, and will save $23k this year. Not a million.... but it's savings... that's actually a surplus. I am not cancelling Shaw or Enmax or giving anything up, I'm just not being an idiot, and I did all the coke I wanted to in college. I look at our situation... we have 2 vehicles, 2 60" tv's, every game console, 2 PC's, about half a dozen various tablets, a gym membership, food, water, clothes... in short, I have MORE than I need and would be willing to give up a little more to help someone with less.

I even have a gift for those that make $170k and are having a rough time of it....... here it is:
View attachment 190138

*EDIT* Oh... and PS. I've smoked weed since I was 12.... never used a credit card, or cared if it was legal or not. Again... the government of the day had no impact on what I do (or don't do)

Thanks for your life story but if you read my post you would see I wasn't talking about me. I was giving an example of a driller I know. I got my own $hit together. I had a job working in drilling where I did make close to 170k a year and when the steady work dried up I went back to my trade. My bills are all paid and money left over.
But you guys aren't considering the fact that when someone is accustomed to making that kind of money for several years they generally buy property and other stuff that are affordable to them at the time. Just like someone making 60k a year. So when something like the latest downturn happens, and you can't sell your stuff to break even it's harder to re-allign your situation.
Same goes for the 60k a year guy that drops to 30k a year.
Also not everyone can use a truck worth $6750 for work. Most drilling and service companies require trucks to be newer than 3 years, be a 1 ton, be a certain colour, etc. For those guys that payment is a necessity.

 

[lsone]

Yes, that is what we all want..... and none of us are ENTITLED to it.

Maybe I missed where he said he was entitled to all of that? I sure as hell never said he is or deserves to be entitled to it. Please explain to me what is wrong with wanting a house, vehicles, family, education?? What do you want out of life? What do you want to own?

I guess I dont see where you are going with this aside from taking what I have said and replying with an incorrect assumption of where I was going with my statement.

 

[101110101101]

You seem like a smart guy and you are doing well. Awesome. I have MORE than I need too...and I worked for it just like you. (I'm not a 170k+ a year patch guy BTW, may salary is closer to yours) The difference is: I am NOT willing to give up what I worked for to help someone else. Those with the hands out are what voted in the NDP's in AB and the LIBs in Canada. Distribution of wealth is the way of the lefty....except those in power...THEY get to keep their wealth.

Ridings with most immigrants voted Liberal by a landslide – and other things we learned from federal election - National | Globalnews.ca

I understand this sentiment. Trust me, I have no interest in subsidizing drunk crack heads and the like either. I also believe though, that there are plenty of good hard working people a paycheck away from being homeless. That was me, while working full time and taking a bus both ways in -30. Even though I had a full-time professional type job at the time.... two bad months in a row, or one unaccounted for "emergency" and I would have been screwed. Those are the people I want to help. The "standard" or litmus test for me is... are they willing to help themselves, if so they are deserving of help from others. If people want to lay around and smoke crack and breed on my dime, I'd much rather send them to the meat packing plant and feed the hungry. I bet we taste like chicken.

So I disagree some, but understand. I have no debt... so no one can take anything away from me. At least legally, or without losing some teeth. I voted NDP provincially and my hand is most definitely not out. I don't even like the thought of "owing" someone. I voted NDP purely for the comments Prentice made about looking in a mirror, as if everyone who lives in Alberta benefits from massive O&G paychecks.... news flash... not all of us benefit(ed) from O&G and so not all of us should have to make up for their lack of planning. Prentice then proved what a douche he is by resigning his Calgary riding, costing us tax payers in yet another election. What a dunce. I then voted Green federally. I did so because Elizabeth May's ideals most align with mine, and I think Harper is a tyrant prick who, without asking anyone, removed protections from the very things I find dear...... rivers/lakes/streams. (there were more reason... and I knew i was essentially wasting my vote) but that is how I voted. If Harper was so wonderful for the economy, why is anyone complaining, your savings accounts should be overflowing!

 

[S.W.A.T.]

Canada cannot declare personal bankruptcy, off we go on our spending spree. Cost of dropping from AAA credit rating? Do rich spoiled kids have any understanding of debt? Does anyone who has never gone hungry understand what it means to be hungry? Change is coming.

I can honestly say I do know what its like to be hungry. I think its humbling, and once you have been hungry the meaning of a dollar comes into perspective. Too much easy come easy go in Canada and no one thinking past today and not worried about tomorrow. I was married to a woman like that and because of her ways I nearly lost everything. Its been mentioned before about the ENTITLEMENT, what a joke that is.

 

[101110101101]

Thanks for your life story but if you read my post you would see I wasn't talking about me. I was giving an example of a driller I know. I got my own $hit together. I had a job working in drilling where I did make close to 170k a year and when the steady work dried up I went back to my trade. My bills are all paid and money left over.
But you guys aren't considering the fact that when someone is accustomed to making that kind of money for several years they generally buy property and other stuff that are affordable to them at the time. Just like someone making 60k a year. So when something like the latest downturn happens, and you can't sell your stuff to break even it's harder to re-allign your situation.
Same goes for the 60k a year guy that drops to 30k a year.
Also not everyone can use a truck worth $6750 for work. Most drilling and service companies require trucks to be newer than 3 years, be a 1 ton, be a certain colour, etc. For those guys that payment is a necessity.

Fair enough.... then I will just re-direct that at your buddy. I have many of them who make/made that kind of money who now complain about a potential extra tax. Pffft. I once dated a very wealthy financial investor..... she commented "a tax problem, isn't a problem at all". What she meant was that if you make so much money that you have to pay more taxes, you really don't have a problem.... Since when is making a lot of money a problem?

As I said, I am not here to start a flame war.... and my life story was for context... I'm pretty sure no one had a gun to your head forcing you to read it.... Although I didn't go in to much detail, my life is ****ing awesome, maybe I'll write a book. :Þ

 

[101110101101]

Anyway.... lunch time... I just had one thought in regards to the title.

If you are Fubared.... it's on you. Go deliver Pizza at night. I've done it, it actually pays ~40k a year (tax free) just for driving around. I'm not fubared. I'm stoked for hockey season (GO OILERS!), and sledding this winter. I'm excited to be taking my PAL (restricted / non restricted) in a few weeks... and my wife still has a smokin' body... lol Life's good

 

[Bnorth]

Why does everyone feel that an increase in tax automatically means it's a handout to lazy welfare bums?
Tax dollars also pay for OAS, Healthcare, education, infrastructure, military, fisheries, and much much more.

 

[LBZ]

Fair enough.... then I will just re-direct that at your buddy. I have many of them who make/made that kind of money who now complain about a potential extra tax. Pffft. I once dated a very wealthy financial investor..... she commented "a tax problem, isn't a problem at all". What she meant was that if you make so much money that you have to pay more taxes, you really don't have a problem.... Since when is making a lot of money a problem?

As I said, I am not here to start a flame war.... and my life story was for context... I'm pretty sure no one had a gun to your head forcing you to read it.... Although I didn't go in to much detail, my life is ****ing awesome, maybe I'll write a book. :Þ

Well you quoted me and thought it was me so ya I did have to read.
Enjoy your awesome life being a dick.

 

[101110101101]

Well you quoted me and thought it was me so ya I did have to read.
Enjoy your awesome life being a dick.

Typical.... can't handle someone with a differing opinion.... Islamic by chance? lol

All points still stand regardless of who they are directed at, asswipe.

 

[101110101101]

Why does everyone feel that an increase in tax automatically means it's a handout to lazy welfare bums?
Tax dollars also pay for OAS, Healthcare, education, infrastructure, military, fisheries, and much much more.

Or that your taxes are actually going to go DOWN if you don't make over 200k..... ffs.

 

[101110101101]

Well you quoted me and thought it was me so ya I did have to read.
Enjoy your awesome life being a dick.

Poor fella... had to read all that. Must have taken a while. Maybe you had help from one of your unemployed buddies? f'n d-bag

 

[LBZ]

Whatever dickhead.

Sent from my D5803 using Tapatalk

 

[Mike270412]

You two should meet at the bike racks after school

 

[101110101101]

You two should meet at the bike racks after school

I was just following his lead. My original post was very clear that my intention was not to insult anyone..... apparently having to READ was too much of a burden and offended him. *shrug* However just like the government, he has no impact on my life, one way or the other, but pushing his buttons is kinda fun

 

[lsone]

Anyway.... lunch time... I just had one thought in regards to the title.

If you are Fubared.... it's on you. Go deliver Pizza at night. I've done it, it actually pays ~40k a year (tax free) just for driving around. I'm not fubared. I'm stoked for hockey season (GO OILERS!), and sledding this winter. I'm excited to be taking my PAL (restricted / non restricted) in a few weeks... and my wife still has a smokin' body... lol Life's good

#RevenueCanada, Please take note.

 

[101110101101]

#RevenueCanada, Please take note.

no worries here.... call them too Telephone numbers