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- #21
TD will not either, They are aware that sleds are a 6 month toy and base the rates on 6 months use, but charge over 12 months.
I'd be careful putting a sled onto auto insurance, TD will not do this period, my sleds show up on my auto pink cards but have thier own separate policy, not sure I'd want a sled claim affecting my auto rates.
I've had long discussions on this topic with Brad (stumpy) and if I required full coverage I'd definitly use him (Dyson Insurance) lots of insurers will tell you your fully covered but be sure to read the fine print, insurance companies tend not to like "extreme" riding and if you have a claim you may be denied if deemed "extreme" I clarified with TD that if I drop mine off a cliff I'd be covered if I had collision, but thats why the collision portion is so expensive. Brad will insure you for EVERYTHING no questions asked...
Do you have his contact info by chance?