Smokey1
Active member
good luck wit that thought, you ever try out your insurance .
Luckily i've never had to, but i pay for proper coverage in case anything ever does happen.
I've got a number of friends who work in the insurance business, and know for a fact that you can easily fight and prove what your gear is worth, and if you can show them documented proof of similar units for sale they don't really have any way to argue you. A friend of mine recently had his motorcycle stolen, the insurance co originally offered him $4600, after looking up comparables and showing them, he ended up getting $6600. Insurance co's are out to make a buck, so yes you may have to put up a fight but if you can prove your case they will usually try to make you happy.