Sled insurance? How much?

[Skyline]

I'm shopping for new insurance since I was just quoted 1500$ per year on a stock sled and after I turbo it it goes to 3000$ seems crazy to me, so who are you insured thru and what are you paying for full coverage?

 

[new_nytro]

I'm shopping for new insurance since I was just quoted 1500$ per year on a stock sled and after I turbo it it goes to 3000$ seems crazy to me, so who are you insured thru and what are you paying for full coverage?

Last year for a 2014 XMX 163 I was paying $394 for full coverage with a $250 deductable through AMA (which was by far the cheapest I found). I just got my renewal notice in the mail from AMA and this year it is $604 for the same coverage. So roughly a 50% increase from AMA. Most quotes I got last year were in the $600-800 range. I haven't checked this year yet.

 

[Skyline]

Thanks I'll check out AMA it seems like everything has gone up, there all crooks!

 

[teamgreen]

Thanks I'll check out AMA it seems like everything has gone up, there all crooks!

you may think that now, but wait until its stolen or destroyed.

 

[KevinA]

$400 approx per year for my 06 rev. check what coverage your actually getting though. my sled caught fire last year... caliper seized... was told that they do not cover mechanical failure under my fire and theft. not sure if this is normal?

 

[sledneck_03]

To renew my replacement for theft and fire on my 14 pro it was $360 for this year.

 

[ABMax24]

I pay $550/year on mine, full coverage, even if buddy is hauling it and loses it off the sled deck it will be covered. But they are also under the assumption it is stock.

 

[Rodzilla]

Paid $450 with full coverage at AMA, with $500 deductible. That's on a '14 Summit X

 

[maxwell]

600/yr through TD stock new machine

 

[fnDan]

360/yr for a 10 dragon and full coverage at TD


Sent from my iPad using Tapatalk

 

[Barry Barton]

247 full coverage for a 2015 xm the personal is the insurance company

 

[plio7]

500$ / year here

 

[jjack]

I'm shopping for new insurance since I was just quoted 1500$ per year on a stock sled and after I turbo it it goes to 3000$ seems crazy to me, so who are you insured thru and what are you paying for full coverage?

for that kind of money just go buy a new sled every few years and fawk the insurance.I don't run full coverage but it only costs me 60 a year

 

[Rotax_Kid]

If I remember right full coverage for around $500 through Oasis - 14 XM

My turbo'd 1200 was just a hair under $750/yr with a value of 14K.

 

[tex78]

300 a year full coverage for a 14 xm

Co-operators in Alberta is the cheapest for toys insurance


1500 a year, tell them u don't want to buy it from them too


Even b.c I don't think it's half that

 

[zeke]

Drayden ins. has a deal if you're a member of AB snowmobile assoc.

 

[bjd68]

$580 a year full coverage on 13 xm at envision insurance!

 

[Jorgy]

Whats insurance?

I pay 48$ a season for liability. that's it.

Never regretted it yet..(Knock on wood)

 

[Dutchman]

I use TD Insurance, full coverage. app $360.
But I pay for the basic liabilty, fire, theft, app $200/year. Then when riding season starts, I kick in the collision for the remainder of the policy.(+ $160). A lot of the policies have the seasonal rate adjustment, (like Nov-April). If you're worried about saving a couple bucks, play the calender game, and don't start collision till you're actually riding.
Saved me about $100 last year.

 

[Skyline]

Thanks for all the input guy I'm going to start looking around next week and get something figured out,