SK sled insurance

[adamg]

Last year I bought the 12 month insurance for my 2013 sled. They want $664 to renew for another year. $14k value, peril, replacement, $1m liability (not sure on deductible). This is from whatever SGI issuer I happened to go to when I bought plates for my sled, I have no attachment to them in particular.

I have no insurance claim history and no house insurance. Would I do better shopping for similar insurance coverage elsewhere?

 

[Rotax_Kid]

Doesnt answer your question but was told that in insuring a new sled broker will insure without inspection 10 days after purchase. After the 10 day period you would need to bring it in for inspection

 

[adamg]

That's my understanding as well.

 

[sledneck_03]

That's my understanding as well.

Saskatchewan - Got Toys Off Road Vehicle Insurance they have a calculator. Im thinking i may just get fire/theft for $320 and plates! not sure......never ran insurance ever and never ran plates on my iq last two years! haha

 

[prairegopher]

Just insured my 2014xm for 15K at The CO-Operators 500 decuctable, 1m liability, and collision $624.00, and they don't need to see your sled like SGI.

 

[adamg]

Thanks Gopher.

We going sledding one of these weekends? PM me if you having something cooking.

 

[MK4TDI]

Just insured my 2014xm for 15K at The CO-Operators 500 decuctable, 1m liability, and collision $624.00, and they don't need to see your sled like SGI.

That's not a bad price at all. I've been procrastinating on going in to ny broker and getting the sled set up.

Sent from my Shoe Phone

 

[SKDeuce]

My sleds are a little older so not a perfect comparison but they are each insured for $6000 through Oasis. $202 a year for theft, fire and $1 mil liability. With collision it is just under $500. So proportionally I would say about he same as the others on here.

 

[sledneck_03]

That's not a bad price at all. I've been procrastinating on going in to ny broker and getting the sled set up.

Sent from my Shoe Phone

I cant decide either! I need plates before the weekend and not sure if im going to get insurance or not..... Have only ever gotten plates but this is first new sled. Last one was a year old when i bought it.

 

[MK4TDI]

I cant decide either! I need plates before the weekend and not sure if im going to get insurance or not..... Have only ever gotten plates but this is first new sled. Last one was a year old when i bought it.

Haha yeah, my last sled was a 02 ZX and I think it was around $300 for fire/theft/ and a mil for liability. Didn't bother with collision as it was an additional $200 for a $700 deductible. Can buy a rolling chassis for that hahah. I should probably go in tomorrow and crunch some numbers for the XM. Might be doing a day trip up north or northwest on Saturday.

Sent from my Shoe Phone

 

[andystepper]

SGI wanted 700 to insure my 02 zr800 3 years ago. lets just say that i only bought plates for the old worn out thing.

 

[Cat401]

My 2014 M8000 Ltd was $440 per year with collision - 500 deductible on collision/250 deductible on comp

($1 higher than last year with a 2013 M8 Ltd)

 

[cancritter]

My 2014 M8000 Ltd was $440 per year with collision - 500 deductible on collision/250 deductible on comp

($1 higher than last year with a 2013 M8 Ltd)

whod you go through? setting mine up this week