Insurance For Sled

[rsaruk]

You said lend in your original question. Lending applies you gave someone permission to use your vehicle. Theft by a family member, employee, or individual residing in the same household is typically excluded under Comprehensive/Collision. You need something called All Perils to insure these perils. Gotta love the nuances hey!

At the end of the day a good broker goes a long ways to make sure you don’t get screwed. They should be able to review areas of concern or importance and provide the appropriate feedback so there aren’t any surprises when you make a claim.

Cheers,
Tyler

Wouldn't that be covered under the theft portion of the policy? I can't see someone having collision and not theft coverage.

 

[Mach1]

Wouldn't that be covered under the theft portion of the policy? I can't see someone having collision and not theft coverage.

True""..........

 

[rsaruk]

If the collision happened when the vehicle was stolen, then it would have alot to do with theft.

 

[rsaruk]

Good to know that theft doesn't cover family members or people in household. Is this in AB? What if you decided to press charges, would theft cover it then?

 

[52weekbreak]

Good to know that theft doesn't cover family members or people in household. Is this in AB? What if you decided to press charges, would theft cover it then?

Cops may not press charges unless they are positive the vehicle was stolen by a member of the household.