Health Insurance

[REV2XHEART]

Ok first a bit of history. I have had a couple heart surgeries so when my bank approached me about having more insurance without a physical I thought it was a pretty good idea. I have the normal insurance through work but this stuff was like "critical health" and "critical accident".

I signed up for it but after looking at the paperwork I think I would just be throwing my money away. The accident stuff means you have to have an accident so if I get hurt sledding for example I don't think they would consider it an accident since I knew I was sledding. Also even though I have called 3 times and in 3 times they have said I would not have an issue with the heart thing because technically I am not at risk for a heart attack or stroke. I really see them sticking it to me if I even did claim something like that though.

So question. Does anyone out there have the extra bank health insurance stuff? Any horror stories?

 

[Trax 2 Treadz]

Do you mean extra bank health insurance like on your mortgage or loans? Or extra insurance that the bank sells as a seperate policy on it's own?

Jan

 

[REV2XHEART]

Sorry I wasn't very clear. I don't have a mortgage so I forgot about that. It is just extra on a separate insurance for physical health. I didn't even know banks offered it until I got a notice in the mail.

Its like this stuff Health Insurance | TD Insurance

 

[Thunderr]

Check out "COMBINED INSURANCE" they have accident and illness insurance.

I made a claim on the accident portion and had no issues getting a cheque.

Cheers
Chris