The reason your supposed to run placards is not to appease your insurance carrier, it is to let first responders know what they are dealing with in the event of an emergency.
Pretty common theme in all your posts. Take the short cut, do the least possible, it will fix itself later.
Preventative maintenance and proactive repairs will always pay off.
Kinda reminds me of a trip we made to Myrtle Beach a few years back. Golf carts rule there. A golf cart lane on the freeway, golf cart only off ramps, golf cart only parking in front of stores, handicap parking for golf carts only and most houses had a separate golf cart garage door. Then the...