Sled Insurance

JustChilling19

Active VIP Member
Joined
Nov 12, 2014
Messages
297
Reaction score
531
Location
St.Albert
If you have a new sled no other policy's that I hear of offer waiver of depreciation on toys. The ASA policy does as its a specially tailored group plan.
Waiver of depreciation is absolutely imperative.

Also look into the accessory coverage which extends to your gear bag. Aka if a trailer is stolen and your gear bag is in it you can claim under the sled instead of home insurance.
 

Sessionsdoo

Active VIP Member
Joined
Feb 19, 2017
Messages
884
Reaction score
3,416
Location
Kamloops
Capri insurance in BC

$1100 for year. 2 million liability, fire, theft, collision, replacement. Gold package. Didn't have my club member ship done so could have saved a bit more

So much cheaper in Alberta
 

Kibbels

Active VIP Member
Joined
Dec 11, 2008
Messages
1,239
Reaction score
3,190
Location
Central Alberta
I’m $718 full coverage on G5 turbo and covers all my extras such as Ti can, gas gan, bag, etc everything on my BOS, $500 deductible, 2 year full replacement cost - this is with my ASA membership. Been with Drayden I’d say +20 years at least but I like Ron’s deal better at Drayden lol 😂. I’m not complaining I feel it’s a fair rate.
 

The Kickass One

Active VIP Member
Joined
Jan 13, 2009
Messages
1,605
Reaction score
6,869
Location
Out There
Capri insurance in BC

$1100 for year. 2 million liability, fire, theft, collision, replacement. Gold package. Didn't have my club member ship done so could have saved a bit more

So much cheaper in Alberta

Was $836 at ICBC thru Oasis and will get a discount when I get my seasonal club pass
 

rknight111

Administrator
Administrator
Moderator
Joined
Sep 27, 2006
Messages
13,703
Reaction score
23,489
Location
Parkland County, AB and Valemount, BC
Website
www.snowandmud.com
I’m $718 full coverage on G5 turbo and covers all my extras such as Ti can, gas gan, bag, etc everything on my BOS, $500 deductible, 2 year full replacement cost - this is with my ASA membership. Been with Drayden I’d say +20 years at least but I like Ron’s deal better at Drayden lol 😂. I’m not complaining I feel it’s a fair rate.
That's strange, same broker, same group policy and exact same risk.
 

bjd68

Active VIP Member
Joined
Jul 13, 2011
Messages
652
Reaction score
932
Location
Abbotsford B.C.
Anyone know if there insurance covers sled rental if in the event your sled is being repaired for quite some time?
 

TDR

Active VIP Member
Joined
Dec 19, 2012
Messages
935
Reaction score
1,395
Location
Edmonton
Anyone know if there insurance covers sled rental if in the event your sled is being repaired for quite some time?

Depends on the policy. Like an auto policy it would have to be listed.
 

hbar218

Active VIP Member
Joined
Sep 10, 2007
Messages
758
Reaction score
1,543
Location
Edmonton AB
Might have coverage if you use your credit card, I have insurance for car rental with mine, not sure about sled rental
 

zal

Active VIP Member
Joined
Jan 11, 2009
Messages
2,514
Reaction score
8,344
Location
Northern AB & BC
Any specific Drayden location to call? My insurance is saying $911 a year, full coverage, 1 mil liability with $500 deductible.
 

snoflake

Active VIP Member
Joined
Oct 15, 2008
Messages
1,553
Reaction score
5,558
Location
Red Deer
Call Kim Steffler (780) 733-0278. I just renewed mine 5 min ago. cheaper than your quote, but i have been with them for over 10 years if that's worth anything anymore.
 

greenthumb

Active VIP Member
Joined
Mar 16, 2013
Messages
780
Reaction score
2,998
Location
Shuswap
Capri insurance in BC

$1100 for year. 2 million liability, fire, theft, collision, replacement. Gold package. Didn't have my club member ship done so could have saved a bit more

So much cheaper in Alberta

FYI, Capri gives discounts for multiple units. It's not much, but you can basically throw liability on a second machine for free.
 

drew562

Active VIP Member
Joined
Mar 13, 2008
Messages
5,587
Reaction score
21,867
Location
edmonton
That's strange, same broker, same group policy and exact same risk.
My brother and I three years apart. I was over 50 he was under 50 both Clean licenses literally identical history and my insurance is more For g5 by $200. AMA Told me it’s cause I’m older.
 

MP Kid

Active VIP Member
Joined
Dec 20, 2010
Messages
3,286
Reaction score
4,543
Location
East of Calgary
My brother and I three years apart. I was over 50 he was under 50 both Clean licenses literally identical history and my insurance is more For g5 by $200. AMA Told me it’s cause I’m older.
That’s horseshit… the older a sledder gets the less likely they wreck stuff…
 

sc800

Active VIP Member
Joined
Nov 3, 2008
Messages
1,405
Reaction score
1,947
Location
Living life at the Lake!
Any specific Drayden location to call? My insurance is saying $911 a year, full coverage, 1 mil liability with $500 deductible.
Very similar to what I paid last year. This year I changed to a $1500 deductible and it went to $706. I figure 500 damage is not very much and likely wouldn't go through insurance anyways. It doesn't take much to do $1500 in damage.

Sent from my LE2115 using Tapatalk
 

Bnorth

Active VIP Member
Joined
Dec 18, 2010
Messages
10,845
Reaction score
21,061
Location
Salmon Arm
Very similar to what I paid last year. This year I changed to a $1500 deductible and it went to $706. I figure 500 damage is not very much and likely wouldn't go through insurance anyways. It doesn't take much to do $1500 in damage.

Sent from my LE2115 using Tapatalk
$500 is like a bumper and a sidepanel, who's going to claim that? $1500 covers the big ones like fire, bulkhead or tunnel damage. Everything else is cosmetic.
 
  • Like
Reactions: zal
Top Bottom