Unless insurance changed, if you put a new driver on your policy it just puts off them being on their own and paying expensive rates for a bit. Insurance has went up a bit for sure in certain areas. I just don't understand how they price certain things, like 1500s cost more then 3500s. I can insure a $40k 3500 diesel full coverage cheaper then a $10k 1500 with collision. And rates should drop on all vehicles if you add another one without adding anymore drivers, you can only drive one at a time. They need to raise the rates of the people who get into a million accidents, let them pay for their stupidity instead of everyone else.