Insurance. Who is paying what??

[fat tire]

2011. HD Softail Deluxe......bike license for 25yrs. Being soaked. 25yrs insured and no tix or infractions can't get A quote below 500
2012 yamaha 50cc scooter for the wife........soaked harder. ....nothing under 180.


Help me out here, this used to cost 180 & 75 in 2007.

 

[deaner]

Try moving to BC. ICBC is friggin brutal. Just paid 650 for bare minimum coverage for 8 months on my 2005 DR650. What a joke.

Its a good thing there are no supporting vendors on here that sell insurance. You would get chastised for shopping around!

 

[rsaruk]

I have my quad through Nordic, it was the cheapest. Might be for bikes and scooters too.

 

[TylerG]

Try moving to BC. ICBC is friggin brutal. Just paid 650 for bare minimum coverage for 8 months on my 2005 DR650. What a joke.

Its a good thing there are no supporting vendors on here that sell insurance. You would get chastised for shopping around!

Darson Insurance in Edmonton -->> Stumpy, supporting vendor, avid Snowmobiler, ATV rider and all around great guy..... Give him a call........

 

[fj40]

2011. HD Softail Deluxe......bike license for 25yrs. Being soaked. 25yrs insured and no tix or infractions can't get A quote below 500
2012 yamaha 50cc scooter for the wife........soaked harder. ....nothing under 180.



Help me out here, this used to cost 180 & 75 in 2007.

I pay over $600 for PL.pd, fire,theft,val no collision.
I had a bike license for over 30 year no demerits
for a 2008 1400cc kawasaki.
This was the best price I could find

 

[sledderdoc]

I pay 430 pl pd fire and theft ................. 54 bucks on the sled for the same thing lol. And I get a special rate I'm told. She did tell me the bike fell into a special category, not sure if it was the style or what. By comparison my boat which is waaaaaay more money is only 700 bucks a year. Go figure.

 

[tvdave]

I insure my V-Star 1300 with legend insurance. It is half what it was through nordic insurance. You have to have an apraisal though, but it is gauranteed appraisal value for 5 years. That is full coverage as well. Was cheaper to insure my bike & pay for appraisal, than to just insure with half the coverage with nordic.

 

[Big Jon]

Check out Blue Circle Insurance, they ride, and may not give you the cheapest quote, but what they focus on is the best coverage, do you pay the cheapest mechanic you can find? And remember, we are all paying for people to live in a floodplain, and get new houses when surprise-surprise, the water goes up and wrecks their houses. Insurance companies make up their money anywhere they can.

 

[0neoldfart]

I'm insured through Echlon. $834/yr full coverage on my 2013 Ultra Ltd, $567/yr for my wife's 2014 Superlow, full coverage. Liscenced for 30 yrs with no claims, clean liscence. Both policies have a "no depreciation" rider on them.

 

[Barnes]

I have my CBR insured through Nordic for Liability for $320 for the year. 28 Year old Male with 3 years riding experience. Seems fair enough.

 

[calltrex]

$300 full coverage for year. Ktm 350 strert legal

 

[SLEDBUNNYRACING]

I have no idea, the wifey tells me we pay the bill and I ride.



Sent from my phone ---- is anyone there ?????

 

[fat tire]

Thanks guys and gals took some doin but I got it as close to reasonable as I could without giving up coverage........ Just think that less than 10 years ago it cost about 1/3 ........... I guess when I retire I won't be able to afford the toys or all the high price insurance.........viva las Mexico hello scooter....haha. At least the wife will think it's fun.!!

 

[crazy_wheeler]

I'm insured through Echlon. Full coverage with replacement value and the no depreciation rider on my 2013 Road King Classic, $720/yr.

 

[dezmitchell]

1998 vulcan 1500 pl-pd/fire/theft=333$
2005 vtx 1300c pl-pd/fire/theft=370$
1981 xl 500(current brat project) pl-pl/fire/theft= QUOTED 240$
2002 ktm sx 250 pl-pd/theft= 145$

I have a problem...... those are just the 2 wheeled toys

 

[Ancient Sledder]

Grey Power is charging me 978 for PL/PD on the Harley. I think it's time to start shopping around.
Bike licence since 1974.

 

[sledhead_2002]

toys cost and wow, I will make ya all feel better, clean slate for me, no accidents ect. 2013 HD FLHTK $2220.00 per year! full insurance, 300 deductible 1m 3rd party liability

 

[straightshooter]

Well here's another story of getting bent over by private insurance. 2 crf250r quoted $2000 per year for fire and theft and 1 mill 3rd party liability from several companies.


Sent from my iPhone using Tapatalk

 

[bayman]

$513 for full coverage on a 2013 FLHX (street glide). Replacement value of $23000, leather replacement up to $1000 if in accident. Only had bike insurance in Alberta for 2 years. (Had insurance in B.C. and Newfoundland but never bothered to tell insurance agency to try and find that). The bike is insured with Legends. I have 2 sleds, 2 quads, a car, a truck, a Victory Vegas (for sale btw), a sled trailer, a travel trailer and my house insured with Allstate and they wanted $1250 for the Harley.

 

[fnDan]

Home for Chrome - Dalton Timmins. I pay $43/month for an 09 FXDF with complete coverage except for replacement cost. I was told after 5 years that coverage cannot be included.
Thought about Legends because their coverage would have been closer to $300/yr. One of their conditions is that the bike cannot be used for daily commuting. I like riding to work when the damn weather gets warm enough to ride.