powpowpowpow
Active VIP Member
PLPD is what covers your arse, you do not need collision as that only protects your sled, so that would be up to the driver. This is about protecting others property in the event of an accident. PLPD is not expensive and there is no excuse not to have it.Maybe because not everyone has a $20,000 sled, etc, etc. Maybe some don't feel like continuously padding the pockets of insurance companies. If I feel I can self insure legally, that is absolutely my right. Now before you slam me, yes I have insurance but not collision and that is my risk. I haven't had a claim in 20 years so I willing to roll that dice. Also, full insurance on a $20k sled, ain't $350...
If you hurt someone and have no PLPD say goodbye to your quality of life, the lawsuit would cripple you financially.
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