Prizes like this are purchased under an insurance plan just like a big hole in one prize at a golf tournament. It usually costs a nominal amount say $2500 for the organizing club and then if the conditions are met (in this case an exact matching hand) the prize is supplied. The odds are usually quite low of winning hence the insurance company profits. It's not like the club has $100k in cash in a box at the finish of the ride. The insurance company would have an official there to verify the win just like hole spotters at a hole in one golf hole.just what does a chance mean? like a snowballs chance in he!!, and where and who is holding the money if won. or is that the chance u take.