This Dr is who you would see if you got an infection or a problem from the other guys. He is the best had him do my corrective surgery worth every penny!
Yes profit shares is profit of the institution. You need to look into there financial to see if it's worth buying or not. It is something that only you can decide but do your due diligence
Credit unions you have to be a member to "bank" there. You are the share holder and do some profit sharing look at servus.ca and it shows what they profit shared the last few years
They are both financial institutions. They both have debit cards and credit cards you can use anywhere debit or credit is taken. If your employer does direct deposit there shouldn't be a hold on the check with either institutions as they money is cleared. In alberta credit unions carry insurance...
Just don't be like summit tree and drive around with goggles hanging from your rear view while wearing white framed glasses!!!!! And mirrors flipped out 😆